Introduction
Amazon's Republic Day Sale 2026 starting January 16 is just around the corner, and here's a secret to maximize your savings: SBI Credit Cards offer 10% instant discount* on Amazon purchases!
But which SBI card should you choose? We've compared all four options to help you pick the best one for your shopping needs.
The Offer: 10% Instant Discount
What You Get:
- 10% Instant Discount* on Amazon purchases
- Valid during Republic Day Sale starting January 16, 2026
- Works on EMI transactions
- Available on all SBI credit cards
How It Works:
1. Apply for an SBI credit card (takes 5-7 days for approval)
2. Get your card before the sale starts
3. Use it on Amazon during Republic Day Sale
4. Instant discount applied at checkout
Important: Apply by January 9, 2026 to ensure you get your card before the sale starts!
Which SBI Card Should You Choose?
Amazon Business has confirmed that all SBI credit cards are eligible for the 10% instant discount. Here's a comparison to help you choose:
1. SBI SimplyCLICK Credit Card ⭐ RECOMMENDED
Best For: Online shopping enthusiasts
Key Features:
- Annual Fee: ₹499 (waived on ₹1L+ annual spends)
- Welcome Gift: ₹500 Amazon Gift Card on payment of annual fee
- Rewards: 5X Reward Points on online spends
- 10X Points: On partner sites (BookMyShow, Myntra, Cleartrip, etc.)
- Additional Benefits: e-Vouchers worth ₹2,000 on reaching ₹1L and ₹2L annual spends
Why Choose This:
- Perfect for Amazon shoppers
- Great rewards on online purchases
- Low annual fee with waiver option
- Additional vouchers on annual spends
2. SBI Cashback Credit Card
Best For: Cashback lovers
Key Features:
- Annual Fee: FREE (Lifetime free)
- Cashback: 5% on online spends (capped at ₹5,000/month)
- Cashback: 1% on offline spends
- Fuel Waiver: 1% fuel surcharge waiver (up to ₹100/month)
Why Choose This:
- Lifetime free - no annual fee ever
- 5% cashback on online shopping
- Perfect if you shop online frequently
- No joining fee
3. SBI BPCL Credit Card
Best For: Fuel + shopping combo
Key Features:
- Joining Fee: ₹499
- Annual Fee: FREE
- Fuel Rewards: 4.25% valueback on BPCL fuel purchases
- Rewards: 5X points on groceries, departmental stores, movies, dining
- Activation Bonus: 2,000 reward points worth ₹500
Why Choose This:
- Great for fuel purchases
- Excellent rewards on everyday spending
- Good for groceries and dining
4. SBI Miles Credit Card
Best For: Travel enthusiasts
Key Features:
- Annual Fee: FREE (waived on ₹6L annual spends)
- Travel Credits: 1,500 welcome credits on ₹30K spends in 60 days
- Travel Rewards: 2 Travel Credits per ₹200 on travel, 1 per ₹200 on other spends
- Bonus: 5,000 Travel Credits on ₹5L annual spends
- Lounge Access: Additional domestic lounge access per ₹1L spent
Why Choose This:
- Best for travel bookings
- Convert credits to air miles or hotel points
- Lounge access benefits
Comparison Table
| Card | Annual Fee | Best For | Key Benefit |
|---|---|---|---|
| SimplyCLICK | ₹499* | Online Shopping | 5X reward points + vouchers |
| Cashback | FREE | Cashback | 5% cashback on online |
| BPCL | FREE | Fuel + Shopping | 4.25% fuel valueback |
| Miles | FREE* | Travel | Travel credits & miles |
*Waived on meeting spend criteria
How to Maximize Your Savings
Step 1: Apply Early
- Apply by January 9, 2026
- Card approval takes 5-7 days
- Get your card before sale starts
Step 2: Choose the Right Card
- For Amazon shopping: SBI SimplyCLICK
- For cashback: SBI Cashback
- For fuel + shopping: SBI BPCL
- For travel: SBI Miles
Step 3: Combine Offers
- 10% instant discount (SBI card)
- + Amazon coupons (up to 15% extra)
- + No Cost EMI (for expensive items)
- = Maximum savings!
Step 4: Shop Smart
- Add items to cart before sale
- Check prices before and during sale
- Use card on high-value purchases
- Take advantage of EMI for big purchases
Real Savings Example
Example Purchase: ₹50,000 Laptop
Without SBI Card:
- Price: ₹50,000
- Savings: ₹0
With SBI SimplyCLICK Card:
- Price: ₹50,000
- 10% Instant Discount: -₹5,000
- Final Price: ₹45,000
- Additional: 5X reward points (worth ₹1,250)
- Total Savings: ₹6,250+
With SBI Cashback Card:
- Price: ₹50,000
- 10% Instant Discount: -₹5,000
- 5% Cashback: -₹2,500 (capped at monthly limit)
- Final Effective Price: ₹42,500
- Total Savings: ₹7,500+
Eligibility Criteria
Common Requirements:
- Age: 23-60 years (varies by card)
- Income: ₹30,000+ per month (salaried)
- Credit Score: 650+ (varies by card)
- Employment: Salaried or Self-Employed
Documents Needed:
- PAN Card
- Aadhaar/Passport (address proof)
- Bank statements/Salary slips (income proof)
- Recent photograph
Tips for First-Time Card Users
- Check Eligibility: Verify you meet income and credit score requirements
- Compare Cards: Choose based on your spending pattern
- Read Terms: Understand fees, rewards, and conditions
- Apply Early: Don't wait until the last minute
- Use Responsibly: Pay bills on time to build credit
Frequently Asked Questions
Q: Do all SBI cards get 10% discount?
A: Yes! All SBI credit cards (SimplyCLICK, Cashback, BPCL, Miles) are eligible for the 10% instant discount on Amazon during Republic Day Sale.
Q: When should I apply?
A: Apply by January 9, 2026 to ensure you get your card before the sale starts on January 16.
Q: Is there a minimum purchase amount?
A: Check Amazon's terms, but typically the discount applies to eligible purchases. EMI transactions are included.
Q: Can I combine with other offers?
A: Yes! You can combine the 10% discount with Amazon coupons and No Cost EMI offers.
Q: Which card is best for Amazon shopping?
A: SBI SimplyCLICK is specifically designed for online shopping and offers great rewards on Amazon purchases.
Q: What if I don't get approved in time?
A: You can still shop during the sale, but you'll miss the 10% instant discount. Consider applying anyway for future sales.
Conclusion
The Republic Day Sale 2026 is your chance to save big, and using an SBI credit card can add an extra 10% instant discount on top of already discounted prices.
Our Recommendation:
- Best Overall: SBI SimplyCLICK (great for online shopping)
- Best Value: SBI Cashback (lifetime free + 5% cashback)
- Best Combo: SBI BPCL (fuel + shopping benefits)
Action Items:
1. ✅ Compare cards and choose one
2. ✅ Apply by January 9, 2026
3. ✅ Get your card before sale starts
4. ✅ Shop smart starting January 16
5. ✅ Maximize savings with combined offers
Don't miss out on this opportunity to save extra! Apply for your SBI credit card today.
View All SBI Credit Cards → | Check Sale Calendar →
Terms and conditions apply. 10% instant discount subject to Amazon's Republic Day Sale terms. Card approval and credit limit subject to bank's discretion. Apply early to ensure card delivery before sale.
Ready to maximize your Republic Day Sale savings? Apply Now →