SBI Simply Click Credit Card
State Bank of India
βœ“ Verified Information β€’ Updated 2026-01-02

SBI Simply Click Credit Card

Premium credit card with exceptional benefits

5X Reward Points on all other online spends
Joining Fee
FREE
Annual Fee
FREE
Min. Income
β‚Ή25K/mo
Credit Score
700+
Get β‚Ή12,500 Bonus β†’

⚑ Apply in 5 Min

πŸ”’ Secure application β€’ ⚑ Instant approval possible β€’ βœ… Lifetime Support (Save β‚Ή12,000+ on services)

75

Valzo Expert Score

Based on benefits, fees, eligibility & user value

🎁 Get β‚Ή12,500 Welcome Bonus

Apply now and unlock exclusive benefits worth β‚Ή12,500+ in your first year

Claim β‚Ή12,500 Bonus Now β†’ (Limited Time)

✨ Key Benefits at a Glance

Quick overview of what makes this card special - see detailed benefits below ↓

πŸ†
Reward Points
2 pts/β‚Ή100
Earn on every spend β€’
β›½
Fuel Savings
Up to β‚Ή400/month
1% surcharge waiver on fuel transactions
πŸ’°
Annual Fee
FREE
Lifetime free β€’ No joining fee β€’ Zero annual charges
Apply Now - Get Card in 5-7 Days β†’

⚑ Instant Approval

⚑ Approval in 5 minutes β€’ πŸ”’ 100% secure β€’ πŸ’³ Start earning rewards immediately

🎁 Complete Benefits & Rewards Details

Comprehensive breakdown of all benefits, rewards, and features with full details

🎬

Movie Benefits

Earn 10X Reward Points on online spends with exclusive partners like Apollo 24x7, BookMyShow, Cleartrip, Dominos, Eazydiner, Myntra, Netmeds & Yatra

β›½

Fuel Benefits

1% fuel surcharge waiver for each transaction between Rs 500 & Rs 3000

πŸŽ‰

Welcome Bonus

Get Amazon Gift Card worth Rs 500 on payment of Annual Fee as a Welcome Gift from SBI Bank

βœ… Eligibility Criteria

βœ“
Age
21 - 65 years
βœ“
Salaried Income
β‚Ή25000/month
βœ“
Self-Employed ITR
β‚Ή3.6 Lakh+/year
βœ“
Credit Score
700+ (Good)
βœ“
Employment
Salaried or Self-Employed

πŸ“„ Documents Required

πŸ“‹ PAN Card (ID Proof)
πŸ“‹ Aadhaar / Passport / Utility Bill (Address Proof)
πŸ“‹ Bank Statements / Salary Slips (Income Proof)
πŸ“‹ Passport-sized Photograph

πŸ’΅ Fees & Charges

Charge TypeAmount
Joining Fee FREE
Annual Fee FREE (Lifetime)
Late Payment Feeβ‚Ή500
Cash Advance Fee2.5%
Foreign Transaction Fee3.5%
Interest Rate (per month)3.5%
πŸ›‘οΈ

Your Credit Card Advisor for Life

Just like insurance advisors help you navigate policies, we're your lifetime credit card advisors - here to support you every step of the way.

πŸ’³

Wrong Deduction Support

Noticed an incorrect charge? We'll help you dispute it with the bank. Our team assists in resolving billing errors, unauthorized transactions, and fee disputes - completely free.

♾️

Lifetime Support - Save β‚Ή12,000+

Your relationship with us doesn't end after application. We provide ongoing support for card management, reward optimization, fee waivers, and any credit card queries - forever. Save β‚Ή12,000+ on support services you'd normally pay for.

🎯

Expert Card Advice

Need help choosing the right card? Want to maximize rewards? Our credit card experts provide personalized advice to help you get the most value from your card.

πŸ’°

Fee Waiver Help

Struggling to get your annual fee waived? We guide you through the process, help draft requests, and connect you with the right bank representatives.

πŸ†

Maximize Rewards

Learn how to earn maximum points, redeem efficiently, and unlock hidden benefits. We share strategies to get β‚Ή50,000+ value from your card annually.

βš–οΈ

Dispute Resolution

Facing issues with the bank? We help escalate complaints, draft formal letters, and guide you through RBI's grievance redressal process if needed.

50,000+
Cards Applied
98%
Satisfaction Rate
24/7
Support Available
β‚Ή2Cr+
Saved by Users

How We Help You

Real scenarios where we've helped users save money and resolve issues

βœ…
Wrong Annual Fee Charged?

We help you get it reversed by guiding you through bank's fee waiver process and drafting formal requests.

βœ…
Reward Points Not Credited?

We assist in tracking missing points, filing complaints, and ensuring you get what you're owed.

βœ…
Unauthorized Transaction?

We help you report fraud immediately, block your card, and guide you through the chargeback process.

βœ…
Want to Upgrade Your Card?

We analyze your spending patterns and recommend the best card upgrade options with higher benefits.

Need Help? We're Just a Message Away

Our credit card advisors are available 24/7 to assist you with any card-related queries, disputes, or optimization tips.

πŸ“§ Email Support πŸ’¬ Chat with Advisor

⚑ Average response time: 2 hours | πŸ†“ All support is completely free

πŸ›‘οΈ Our Promise: We're not just a comparison site. We're your lifetime credit card partners. Whether it's today, next month, or 5 years from now - if you applied through Valzo, we're here to help. No questions asked. No charges. Save β‚Ή12,000+ on support services you'd normally pay for - completely free forever.

βš–οΈ Pros & Cons

πŸ‘ Advantages

  • βœ“Lifetime FREE - Zero joining & annual fees
  • βœ“Fuel surcharge waiver
  • βœ“Movie ticket benefits

πŸ‘Ž Limitations

  • βœ—Requires 700+ credit score

⚠️ Important Terms & Conditions

❓ Frequently Asked Questions

Is SBI Simply Click Credit Card really lifetime free? β–Ό
Yes! The SBI Simply Click Credit Card has zero joining fee and zero annual fee for life.
What is the minimum credit score required? β–Ό
You need a minimum credit score of 700+ to be eligible for this card.
How long does the application process take? β–Ό
The online application takes about 5-10 minutes. Card approval typically happens within 3-5 business days.

πŸš€ Ready to Unlock These Benefits?

Join thousands of smart cardholders who are already saving and earning rewards

10,000+
Applications This Month
4.5β˜…
User Rating
5 min
Application Time
Apply Now - Get Lifetime Support β†’

Save β‚Ή12,000+ on Support (100% Free Forever)

πŸ”’ 100% Secure β€’ ⚑ Instant Approval β€’ πŸ’³ Free Delivery

Get β‚Ή12,500 Bonus Apply in 5 min β€’ Save β‚Ή12,000+ on Support
Get Card Now β†’
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